Posts Tagged ‘Mortgage rates’

* Mortgage rates plummet, but borrowers beware

Posted on September 10th, 2008 by City Home Mortgage Specialist. Filed under Commercial Mortgages, Home Mortgage Rates.


issueone_header Mortgage rates plummet, but borrowers bewareThe takeover of Fannie and Freddie may make mortgage borrowing cheaper – but it won’t make getting a loan any easier. Mortgage rates have plummeted, but that hasn’t made getting a home loan any easier for most borrowers.

In the wake of the government’s takeover of Fannie Mae and Freddie Mac last weekend, the 30-year fixed rate has dropped from 6.26% last Friday to 5.79%. But only buyers with a credit score of 740 of above – and a 20% down payment – can qualify for such a low rate. During the boom, borrowers only needed scores of 640 to land the lowest rates available. Even a 580 score would get them very close to the best rate. Read the rest of this entry »

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